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Products

 

Our products offer an alternative to the 'traditional' new home warranty products. Our products are different, and they make a difference. The point is to offer you some unique benefits.

 

 

Insurance cover that starts from completion Insurance cover that starts from completion 
 
 

Most other products on the market are warranties. Those come with a 2 year exclusion period in which property owners have to seek redress for defects from the original builder.

 

BLP provides building defects insurance. The "insurance" word is important because you can read the terms of an insurance policy and know what you're getting.

 

BLP's products are different because a buyer can have access to insurance cover from day 1 following completion of the property*.

 

It also means no-one expects to chase the builder or developer if a defect appears. In fact, it means no-one expects a defect to appear in the first place.

 

(*except for water ingress claims, which are excluded in the first year following completion and so remain the responsibility of the builder during that time)

 

 

 

Only proof of defect required, not proof of fault Only proof of defect required, not proof of fault 
 
 

You don’t need to prove who is at fault – just that there is a fault.

 

That’s what the insurance is there to cover - why waste time and money pointing the finger?

 

 

A choice of products - something that suits you A choice of products - something that suits you 
 
 We don’t think “one size fits all” - you’ll have a different requirement whether you are looking for narrow or wide cover, or your scheme is residential, commercial or mixed use. 

 

Insurance from a world class insurance company Insurance from a world class insurance company 
 
 

The insurer is the UK Branch of Allianz Global Corporate & Specialty AG. They have a "AA (stable)" insurer financial strength rating.

 

Just what you need with long term insurance cover.

 

 

Your project quality is enhanced Your project quality is enhanced 
 
 

We use industry-unique structured checklists for our technical review. 

 

We believe it's the most effective way to minimise the risk of defects in construction.

 

 

Cover that benefits a whole range of people Cover that benefits a whole range of people 
 
 

Our clients are builders, contractors and landlords.

 

And commercial property tenants. It can be a deal-maker on a lease.

 

And sub-contractors, consultants, and architects - anyone who's interested in minimising defects in construction.

 

Our theory is: if everyone's protected under the same policy, you're likely to get better teamwork all round.

 

 

 

Our many clients involved in residential, commercial and mixed-use building schemes are getting these benefits today.

 

 

Product Summary Information Sheets

 

 BLPASSET (Commercial)

 

 BLPSECURE (Residential)

 

 BLPSECUREPLUS (Residential)

 

 BLP Contaminated Land Extension (Residential)

 

 

Notice

Insurance policies are legal documents conferring rights and obligations on each party to the insurance contract. The activities of providing insurance and of arranging the insurance contracts are regulated by the Financial Services Authority.

 

 

New Home Commercial Mixed Use Refurbishments